If the amount I can borrow from you is more than my outstanding loan, can I get the difference in cash?
Yes, you can.
If the amount I can borrow from you is less than my outstanding loan, can I still transfer my loan balance to you?
No, that’s not possible. The amount you can borrow from us should be equal or greater than your outstanding loan.
What financial institutions and banks are eligible for balance transfer?
All local and foreign banks with branches in Saudi Arabia. You can call us to check before you apply.
What job sectors are eligible for personal finance?
Our personal finance is available to employees of the government, semi government, the military and the private sector, as well as pensioners.
If I have any additional income to my salary, do you consider it in your calculations for finance?
We only consider your monthly salary when we calculate your finance.
If I already have a credit card, does that mean I can borrow less?
Yes, your credit card is considered in your borrowing capacity. Also, you need to maintain a good credit record by paying your credit card bills on time, which helps your eligibility for our finance.
Do I have to transfer my salary to my account with you?
Yes, salary transfer is one of our conditions for approving your finance.